Our trust officers will work with you to establish a Trust Agreement to meet your needs. Through a Living Trust, you appoint Community Bank & Trust as the trustee to provide daily management of your personal or business investments. You determine the bank's degree of involvement and you can extend the agreement to continue after your lifetime to ensure proper execution of your wishes. A Trust Under Will protects your investments from excess taxes and mismanagement after your death. Trust Agency accounts are available to handle your investment activites in the form of custodial accounts where the bank provides custody and accounting services; or advisory and management accounts where the bank makes investment recommendations and executes actions directed by you. Life insurance trusts can be utilized to provide more control over how the proceeds of the policy are utilized.