Privacy Statement

Community Bank & Trust Co.
Customer Information Privacy Statement

At Community Bank & Trust Co. our customers are our highest priority. So naturally, we want to protect the personal and financial information you have entrusted with us. We respect the privacy of our customers and we are committed to treating our customer information responsibly. For this reason, we would like to explain some of our procedures, which are intended to protect your privacy.

We collect, retain and use information about individual customers only when we believe it would be useful (and allowed by law) in administering our business and to provide products, services, and other opportunities to customers.

We collect nonpublic personal information about you from the following sources:

• Information we received from you on applications or other forms;
• Information about your transactions with us, our affiliates, or others; and
• Information we receive from a consumer reporting agency.

We may share the following kinds of nonpublic personal information about you with the affiliates of Community Bank & Trust Co., such as other companies owned by Comm. Bancorp, Inc., the company that owns Community Bank & Trust Co., except for information from credit reporting agencies:

• Name
• Address
• Account Information

We do not disclose your nonpublic personal information to nonaffiliated third parties, except as required by law.

We restrict access to nonpublic personal information about you to those employees who need to know that information to provide products or service to you. We maintain physical, electronic and procedural safeguards that comply with federal standards to guard your nonpublic personal information.

Please note that, to protect your privacy, we cannot accept communications from someone claiming to represent you, unless you have authorized us in writing to do so.

If you have any questions about our privacy policy, please feel free to call your local branch or the Compliance Department at 1-800-820-4642, Ext 318 or 304.

Your Choice to Limit Marketing

1. You may limit our affiliates from marketing their products or services to you based on information that we share with them, such as your name, address or account information with us.
2. Your decision to limit marketing offers from our affiliates will apply for 5 years. Once that period expires, you will be allowed to extend your decision.
3. This limitation does not apply in certain circumstances, such as if you currently do business with one of our affiliates or if you ask to receive information or offers from them.

To limit marketing offers: Complete our opt-out form.

Rev. 05/09