Community Bank & Trust Co.

What is a MEMO Check/Debit/Preauth, etc.?

An item on Klicksm listed with "MEMO" in front of it shows an item that is processing, but has not officially hit your account. Once we do our account update processing in the evening, those MEMO items will be replaced by the actual item information.

Remember, MEMO items are not completely processed, and normally show some behind-the-scenes processing. They may not show the exact true picture of your account status. Please use MEMO items as a guide only.

Back to list of Frequently Asked Questions.