ACH Transaction Processing

You can handle virtually all aspects of your accounting function from the comfort of your own office:

Payroll Processing
Automated Accounts Payable
Automated Accounts Receivable

Our cash management module is ideal for businesses that accept regular payments. This web portal allows you to automatically debit your customers' accounts on the day and cycle that you choose; monthly, quarterly, semiannually, etc.

Direct deposit of payroll is simple for businesses to execute and a real benefit for your employees, no matter where they bank. In addition, when you offer direct deposit, we will provide the following benefits to your employees who choose to bank with Community Bank & Trust Co.:

200 free basic personal checks at account opening
No monthly account maintenance fees on checking accounts
Free check-imaging service including a complimentary binder
Preferential rates on our Certificates of Deposit
Qualified applicants will receive 1/2% discount on the following loans: personal, automobile, non-conforming mortgage and home equity term loans, when payments are automatically deducted from a Community Bank & Trust Co. checking or statement savings account
Bonus Banking program at a drastically reduced rate
Twenty-four hour account access at no charge with Klick^sm Internet Banking Service
They will be able to automatically pay bills via the Klick^sm Bill Payment Service
Mortgage loans, Home Equity loans, and Home Equity lines of credit at competitive rates and with flexible repayment terms.

Retirement Plan Services

The Trust Department at Community Bank & Trust Co. offers Retirement Plans for the small businesses that desire a cost-effective retirement plan for their employees. Such plans can invest in stocks, bonds, mutual funds and a variety of other allowable investments as directed by the individual. Benefit plans will be developed, managed and administered by the bank in the form of Self-directed IRAs, Simplified Employee Pension Plans (SEPs), and Simple Plans, where applicable.

For Municipal/Government groups, such as school districts and various local government units, we offer Paying Agent & Registrar services for their respective bond issues where we will provide accurate ownership records of the bonds and provide the bond holders with their semiannual interest payments in a timely manner.

-Securities offered through LPL Financial.
-Member FINRA/SIPC.
-May Lose Value. Not FDIC Insured. No Bank Guarantee.
-Not a Deposit. Not Insured by any Federal Government Agency.