Certificates of Deposit (CDs)

• Choose from a variety of terms: 91 days to 7 1/2 years
• Call your local branch or 1-800-820-4642 for our current competitive rates and terms
• Minimum deposit to open: $1,000.00
• Interest is accrued daily and can be compounded to the CD, paid at maturity, mailed to you via check or deposited to your deposit account, as per your request
• We will provide a maturity notice 10-14 days before your CD matures
• Community Bank & Trust Co. offers a ten calendar day grace period after the maturity date of the Certificate
• Certificates may automatically renew after the ten day grace period has passed, depending on the term
• There may be a penalty for early withdrawal